Why You Should Not Make Any Major Credit Purchases
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Jon has sold three houses for me and just found for me the perfect one-of-a-kind cottage in Bearden before it even went on the market. Hardwood floors, natural light, curb appeal – this charming house built in 1940 is now my home. I can't say enough good things about Jon. Having been both buyer and seller, I have benefitted from Jon's deep knowledge of the local housing market and his insider contacts within the industry and the community. He helps buyers find sellers and vice versa. He could have been a litigator with his negotiating skills, and like a charming Southern lawyer, he makes both sides of the transaction feel like winners. Jon seamlessly takes care of the tedious paperwork associated with housing transactions and holds your hand through the whole process. Jon is honest, resourceful, accountable and smart. His vision for houses and passion for people are unique.Laura S.
Jon Brock got our house sold in 2 days after it sat on the market for 6 months with another Realtor. He employed a professional photographer and generated buzz among buyers and other Realtors by listing our house on his website for a week before the house was officially listed.M.J. Widner